Vendor Cards
Help employees buy what they need fast while gaining complete control and visibility into every dollar.
*Zip Vendor Card Visa® Commercial Credit cards are issued by Celtic Bank. Cash back eligible for U.S. based transactions only.
Request in seconds
Embed virtual cards into request workflows for simple, fast, policy-compliant purchasing.
Centralize spend control
Set automatic limits based on request details and monitor routing, approvals, and payments in one place.
Eliminate manual admin
Close the books faster by auto-syncing every transaction to your ERP.
Turn AP into a profit center
Convert everyday vendor payments into real, predictable dollars back to the business.
Instantly issue cards
Embed virtual card issuance directly within a comprehensive, cross-functional procurement intake workflow.
Embedded global cards
Leverage world class, globally issued Brex credit cards in 50+ countries and 30+ currencies, with zero FX fees.
Enforce granular spend controls
Set limits, merchant locks, receipt requirements, and expiration dates to stay within budget. Keep a complete record and audit trail in one place.
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Auto-coded transactions
Zip enforces required fields, surfaces missing details, and pre-populates accounting codes before auto-syncing directly to your ERP.
Maximize working capital
Unlock more cash through rebates and favorable payment terms with virtual cards. Earn cash back and extend your time-to-pay with built-in float.
Work with your existing tools
Get connected quickly with our hundreds of proven integrations.
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compliance rate
Zip’s ability to route a request based on responses and our own customization is a big thing. We are a very intricate business with a lot of moving parts.
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FAQs
What is a vendor card?
A vendor card is a virtual credit card employees can use to make purchases within predetermined parameters. Compared to traditional corporate cards or paper checks, vendor cards significantly reduce the amount of time finance teams need to spend hunting down details and approving purchases. With Zip’s vendor card solution, generating a virtual card number takes about two minutes or less.
How does this work with my existing ERP?
Transaction coding is defined at intake and Zip supports native, custom and flat-file integrations to sync to your ERP. When the card is used, the transaction matches back to the approved request - no manual reconciliation required.
Who issues the card?
Zip partners with leading card providers to issue cards directly in your procurement workflows. You negotiate terms with the provider, and those apply to every card issued through Zip.
What types of spend is this best for?
One-time and tail spend, recurring SaaS and subscriptions, urgent on-site purchases, AP-controlled invoice payments, and contractor, blanket PO or milestone-based payments - any spend that used to fall outside procurement.