Product

Procure-to-Pay

Zip unifies purchasing and payments so every step flows through one guided process — from request to pay.

It’s time to transform the way you manage procure-to-pay with real, intelligent, automation built for modern business

Launch purchasing processes your teams will use and love

Most P2P problems start upstream: unclear requests, missing data, manual approvals, and off-contract purchases.

Zip's user-friendly intake turns requests into structured data, flowing downstream to populate POs and invoices.

The result is fewer exceptions, faster cycle times, and a single source of truth across procurement, finance, and IT.

Purpose-built AI at every step

Zip AI learns your policies and historical data to automate the P2P lifecycle.

Invoice coding agentInvoice coding agent

Invoice coding agent

Zip AI intelligently reads and codes every invoice based on your policies and historical coding patterns.

Invoice review agent

Invoice review agent

Get an instant snapshot of contents, discrepancies, and exceptions based on Zip AI’s review.

Invoice coding agentCustom P2P agents

Custom P2P agents

Build agents that can handle nuances specific to your business — such as category-specific invoice validations.

Streamline purchase orders

Intelligent request intakeIntelligent request intake
Centralized PO managementCentralized PO management
Simplified catalogsSimplified catalogs

Intelligent request intake

Collect the right information up front, route it through dynamic approval flows, and generate accurate POs.

Centralized PO management

Keep track of all POs and projected spend. Stay ahead of change orders for better forecasting and accruals.

Simplified catalogs

Zip guides requesters to the right catalogs and suppliers to ensure compliance and drive savings.

AI-powered invoicing

Intelligent invoice codingIntelligent invoice coding
Touchless AP workflowsTouchless AP workflows

Intelligent invoice coding

Zip AI transforms invoices from any source into clean, structured data for accurate, automated coding.

Touchless AP workflows

Eliminate fire drills with AI that expedites reviews, flags discrepancies, and enforces policy.

Payments, simplified

Handle every payment type in one workflow, including international payment rails and virtual Brex cards.

Mitigate risk at scale

AI-powered payment risk insightsAI-powered payment risk insights
Instant bank account verificationInstant bank account verification
Advanced audit readinessAdvanced audit readiness

AI-powered payment risk insights

Catch suspicious activity early and get clear next steps for preventing fraud.

Instant bank account verification

Automatically verify account details from institutions in 30+ supported countries.

Advanced audit readiness

Maintain governance and SOX compliance with advanced controls and role-based configurations.

Work with the tools you already use.

Get connected quickly with our hundreds of proven integrations.

The world’s most innovative companies work with Zip

71%
reduction in approval time
66%
faster time to month-end close
20
hours saved at month-end close

Compliance and audit ready

SOC 1 Type 2
SOC 2 Type 2
EU-US DPF
GDPR
ISO27001

Global compliance loves this tool. All of our regulators and compliance teams love Zip because everything is trackable and they can see everything they need.

Roselle Lagunzad
Director of Procure-to-Pay, Coinbase

Our SOX team was extremely happy with how Zip had the audit trail and the ability to further control the permissions, it was crucial for Structure at that time to really pass successfully as a public company.

Robert Kolek
Director of Procurement, Structure Therapeutics
Arne Mardell
Accounting Lead, Instabase

There’s no way our team of four people would still be able to do our role without Zip’s focus on building products for adoption.

Arne Mardell

Accounting Lead, Instabase
Naeem Ishaq
CFO, Instabase

I have regular employees come up to me and tell me how much they like Zip. I’ve never seen such love for financial software in my career.

Naeem Ishaq

CFO, Chekr