Product

Procure-to-Pay

Zip unifies purchasing and payments so every step flows through one guided process, from request to pay.

It’s time to transform the way you manage procure-to-pay with real intelligent automation built for modern businesses

Launch purchasing processes your teams will use and love

Most P2P problems start upstream: unclear requests, missing data, manual approvals, and off-contract purchases.

Zip's user-friendly intake turns requests into structured data, flowing downstream to populate POs and invoices.

The result is fewer exceptions, faster cycle times, and a single source of truth across procurement, finance, and IT.

Purpose-built AI at every step

Zip AI learns your policies and historical data to automate the P2P lifecycle.

Clear the AP inbox

Let Zip’s AI agent respond to emails and extract invoices with supporting documents for processing.

Code invoices automatically

Intelligently code invoices based on your policies, historical coding patterns, and information captured at intake.

Classify expenses accurately

Accounting agents apply asset and tax classifications automatically for a faster, cleaner close.

Review without blindspots

Catch duplicates, overages, and contract mismatches before invoices reach an approver.

Resolve exceptions faster

Automatically route problem invoices to the right person with clear action items for faster resolutions.

Prevent payment risk

Screen invoices for fraud signals such as vendor email patterns, and verify bank details before funds move.

Streamline purchase orders

Centralized PO managementCentralized PO management
Simplified catalogsSimplified catalogs

Intelligent request intake

Collect the right information up front, route it through dynamic approval flows, and generate accurate POs.

Centralized PO management

Keep track of all POs and projected spend. Stay ahead of change orders for better forecasting and accruals.

Simplified catalogs

Guide requesters to the right catalogs and suppliers to ensure compliance and drive savings.

Automate invoice processing

Intelligent invoice codingIntelligent invoice coding

Intelligent invoice coding

Code every invoice using the request, approval, and PO context already captured in Zip.

Automated exception resolution

Turn the end-of-month exception spreadsheet into a self-clearing workflow for problem invoices.

Advanced audit readiness

Track every action in a traceable audit trail with controls built for SOX and audits.

Protect every payment

AI-powered payment risk insightsAI-powered payment risk insights
Instant bank account verificationInstant bank account verification

AI-powered payment risk insights

Catch suspicious activity early and get clear next steps for preventing fraud.

Instant bank account verification

Automatically verify account details from institutions in 30+ supported countries.

Payments, simplified

Handle every payment type in one workflow, including 60+ international payment rails and virtual cards.

 Same ERP. Better, faster close.

Connect to your existing finance stack and sync approved transactions in real time.

When AI has the right context, the numbers show it.

71%
reduction in approval time
66%
faster time to month-end close
20
hours saved at month-end close

Stay compliance and audit-ready

SOC 1 Type 2
SOC 2 Type 2
EU-US DPF
GDPR
ISO27001

We are now releasing purchase orders and processing invoices directly in Zip. That really reduces complexity and gives you a much more consolidated and reliable data set to act on.

Michelle Vita
VP of Procurement & Strategic Sourcing, Datadog

Our SOX team was extremely happy with how Zip had the audit trail and the ability to further control the permissions, it was crucial for Structure at that time to really pass successfully as a public company.

Robert Kolek
Director of Procurement, Structure Therapeutics

Global compliance loves this tool. All of our regulators and compliance teams love Zip because everything is trackable and they can see everything they need.

Roselle Lagunzad
Director of Procure-to-Pay, Coinbase
Naeem Ishaq
CFO, Instabase

I have regular employees come up to me and tell me how much they like Zip. I’ve never seen such love for financial software in my career.

Naeem Ishaq

CFO, Checkr