Procure-to-Pay
Zip unifies purchasing and payments so every step flows through one guided process, from request to pay.
It’s time to transform the way you manage procure-to-pay with real intelligent automation built for modern businesses
Launch purchasing processes your teams will use and love

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Most P2P problems start upstream: unclear requests, missing data, manual approvals, and off-contract purchases.
Zip's user-friendly intake turns requests into structured data, flowing downstream to populate POs and invoices.
The result is fewer exceptions, faster cycle times, and a single source of truth across procurement, finance, and IT.
Purpose-built AI at every step
Zip AI learns your policies and historical data to automate the P2P lifecycle.
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Clear the AP inbox
Let Zip’s AI agent respond to emails and extract invoices with supporting documents for processing.
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Code invoices automatically
Intelligently code invoices based on your policies, historical coding patterns, and information captured at intake.
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Classify expenses accurately
Accounting agents apply asset and tax classifications automatically for a faster, cleaner close.
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Review without blindspots
Catch duplicates, overages, and contract mismatches before invoices reach an approver.
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Resolve exceptions faster
Automatically route problem invoices to the right person with clear action items for faster resolutions.
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Prevent payment risk
Screen invoices for fraud signals such as vendor email patterns, and verify bank details before funds move.
Streamline purchase orders
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Intelligent request intake
Collect the right information up front, route it through dynamic approval flows, and generate accurate POs.
Centralized PO management
Keep track of all POs and projected spend. Stay ahead of change orders for better forecasting and accruals.
Simplified catalogs
Guide requesters to the right catalogs and suppliers to ensure compliance and drive savings.
Automate invoice processing
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Intelligent invoice coding
Code every invoice using the request, approval, and PO context already captured in Zip.
Automated exception resolution
Turn the end-of-month exception spreadsheet into a self-clearing workflow for problem invoices.
Advanced audit readiness
Track every action in a traceable audit trail with controls built for SOX and audits.
Protect every payment
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AI-powered payment risk insights
Catch suspicious activity early and get clear next steps for preventing fraud.
Instant bank account verification
Automatically verify account details from institutions in 30+ supported countries.
Payments, simplified
Handle every payment type in one workflow, including 60+ international payment rails and virtual cards.
Same ERP. Better, faster close.
Connect to your existing finance stack and sync approved transactions in real time.
When AI has the right context, the numbers show it.
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Stay compliance and audit-ready




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We are now releasing purchase orders and processing invoices directly in Zip. That really reduces complexity and gives you a much more consolidated and reliable data set to act on.
VP of Procurement & Strategic Sourcing, Datadog
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Our SOX team was extremely happy with how Zip had the audit trail and the ability to further control the permissions, it was crucial for Structure at that time to really pass successfully as a public company.
Director of Procurement, Structure Therapeutics
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Global compliance loves this tool. All of our regulators and compliance teams love Zip because everything is trackable and they can see everything they need.
Director of Procure-to-Pay, Coinbase
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I have regular employees come up to me and tell me how much they like Zip. I’ve never seen such love for financial software in my career.
CFO, Checkr
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